Build a bridge that
actually holds.
The free tools show you the math. Pro tells you if your plan survives the real world — crashes, healthcare costs, and 40 years of inflation.
Bridge Risk Score™
The FIRE community obsesses over the 4% rule but ignores the structural question: is your specific bridge actually safe? The Bridge Risk Score analyzes your exact situation and gives you a single number.
Your 7.5-year bridge is funded, but withdrawal rate of 3.8% leaves thin margin in a down-market sequence.
Everything in Pro
Your retirement's structural health in a single number. Instant clarity on whether your bridge is Stable, At Risk, or Fragile — based on withdrawal rate, buffer, allocation, and years to Social Security.
Every variable unlocked. Custom retire age 40–65, adjustable inflation, dynamic spending toggle, all three SS claiming ages modeled simultaneously, full withdrawal order customization.
Simulate a 2000, 2008, or 2022-style crash in year one of retirement. See exact portfolio survival odds and "years until depletion" across 5 historical crash scenarios.
Save up to 5 named retirement scenarios. "Retire at 50 aggressive" vs "Retire at 53 conservative." Compare side-by-side. Never lose your numbers.
One-click export of your complete retirement plan. Branded, shareable, CPA-ready. Bring this to your fee-only advisor and skip the $300 first meeting.
The full planner with auto-calculated bridge years, withdrawal tracking, basic tax estimate tab, and annual rebalance tracker. Updated with every major tax law change.
Questions
Know your score before
you retire.
Less than a coffee a month. Cancel anytime. Your retirement plan deserves more than a spreadsheet and a prayer.
Start Pro — $9/mo →